{"id":1147,"date":"2020-11-26T20:44:27","date_gmt":"2020-11-26T22:44:27","guid":{"rendered":"http:\/\/herbicarconsorcio.com\/site\/?page_id=1147"},"modified":"2021-07-27T09:10:15","modified_gmt":"2021-07-27T12:10:15","slug":"perguntas-frequentes","status":"publish","type":"page","link":"http:\/\/herbicarconsorcio.com\/site\/perguntas-frequentes\/","title":{"rendered":"Perguntas Frequentes"},"content":{"rendered":"<p><div class=\"fusion-bg-parallax\" data-bg-align=\"left center\" data-direction=\"up\" data-mute=\"false\" data-opacity=\"100\" data-velocity=\"-0.3\" data-mobile-enabled=\"false\" data-break_parents=\"0\" data-bg-image=\"http:\/\/herbicarconsorcio.com\/site\/wp-content\/uploads\/2019\/02\/blog-safety.jpg\" data-bg-repeat=\"false\" data-bg-color=\"#e0e0e0\" ><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container fusion-parallax-up nonhundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-animated\" style=\"background-color: #e0e0e0;background-image: url(&quot;http:\/\/herbicarconsorcio.com\/site\/wp-content\/uploads\/2019\/02\/blog-safety.jpg&quot;);background-position: left center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\" data-animationType=\"fadeInLeft\" data-animationDuration=\"0.3\" data-animationOffset=\"100%\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"max-width:calc( 1140px + 0px );margin-left: calc(-0px \/ 2 );margin-right: calc(-0px \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 41px 0px 0px 0px;\"><div class=\"fusion-separator fusion-no-large-visibility fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30px;width:100%;\"><\/div><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-1{margin-top:0px!important; margin-right:0px!important;margin-bottom:31px!important;margin-left:0px!important;}}@media only screen and (max-width:640px) {.fusion-title.fusion-title-1{margin-top:0px!important; margin-right:0px!important;margin-bottom:20px!important; margin-left:0px!important;}}<\/style><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-one\" style=\"margin-top:0px;margin-right:0px;margin-bottom:31px;margin-left:0px;\"><h1 class=\"title-heading-left\" style=\"margin:0;color:#ffffff;\">Perguntas Frequentes<\/h1><\/div><div class=\"fusion-separator fusion-no-small-visibility fusion-no-medium-visibility fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30px;width:100%;\"><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-0{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-0 > .fusion-column-wrapper {padding-top : 41px !important;padding-right : 0px !important;margin-right : 0px;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 0px;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-0{width:100% !important;}.fusion-builder-column-0 > .fusion-column-wrapper {margin-right : 0px;margin-left : 0px;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-0{width:100% !important;}.fusion-builder-column-0 > .fusion-column-wrapper {margin-right : 0px;margin-left : 0px;}}<\/style><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-1{ padding-top : 102px;margin-top : -55px;padding-right : 0px;padding-bottom : 0px;margin-bottom : 0px;padding-left : 27px;}<\/style><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"max-width:1185.6px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-animated\" data-animationType=\"fadeInLeft\" data-animationDuration=\"0.6\" data-animationOffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-2{margin-top:0px!important; margin-right:0px!important;margin-bottom:31px!important;margin-left:0px!important;}}@media only screen and (max-width:640px) {.fusion-title.fusion-title-2{margin-top:0px!important; margin-right:0px!important;margin-bottom:20px!important; margin-left:0px!important;}}<\/style><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"margin-top:0px;margin-right:0px;margin-bottom:31px;margin-left:0px;\"><h2 class=\"title-heading-left\" style=\"margin:0;\">Conte conosco sempre que surgir d\u00favidas!<\/h2><\/div><div class=\"fusion-text fusion-text-1\"><p style=\"font-size: 21px;\">Aqui voc\u00ea encontra algumas respostas para as principais perguntas sobre cons\u00f3rcios. caso n\u00e3o encontre a sua resposta, use o formul\u00e1rio no fim dessa p\u00e1gina para fazer a sua pergunta.<\/p>\n<\/div><div class=\"fusion-separator fusion-no-large-visibility fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:120px;margin-bottom:20px;width:100%;\"><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-1{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-1 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-1{width:100% !important;}.fusion-builder-column-1 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-1{width:100% !important;}.fusion-builder-column-1 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-animated\" data-animationType=\"fadeInUp\" data-animationDuration=\"0.6\" data-animationOffset=\"100%\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;border-radius:10px 10px 10px 10px;background-color:#ffffff;border-width: 0px 0px 0px 0px;border-color:#eaeaea;border-style:solid;border-radius:10px 10px 10px 10px;overflow:hidden;box-shadow:0px 25px 20px 0px rgba(61,61,61,0.1);;padding: 40px 40px 40px 40px;\"><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-3{margin-top:0px!important; margin-right:0px!important;margin-bottom:31px!important;margin-left:0px!important;}}@media only screen and (max-width:640px) {.fusion-title.fusion-title-3{margin-top:0px!important; margin-right:0px!important;margin-bottom:20px!important; margin-left:0px!important;}}<\/style><div class=\"fusion-title title fusion-title-3 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-three\" style=\"margin-top:0px;margin-right:0px;margin-bottom:31px;margin-left:0px;\"><h3 class=\"title-heading-center\" style=\"margin:0;\">Ficou alguma duvida?<\/h3><\/div><div class=\"fusion-text fusion-text-2\"><p style=\"text-align: center;\">N\u00e3o encontrou a sua resposta, fa\u00e7a sua pergunta que n\u00f3s respondemos?<\/p>\n<\/div><style>.fusion-form-1040 .fusion-form-tooltip .fusion-form-tooltip-content{color:#ffffff !important;background-color:#333333 !important;border-color:#333333 !important;}<\/style><div class=\"fusion-form fusion-form-builder fusion-form-form-wrapper fusion-form-1040\" data-form-id=\"1040\"><form action=\"http:\/\/herbicarconsorcio.com\/site\/perguntas-frequentes\/\" method=\"post\" class=\"fusion-form fusion-form-1040\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2-1 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_1 1_1 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-form-field fusion-form-text-field fusion-form-label-above\" data-form-id=\"1040\"><input type=\"text\" name=\"nome\" id=\"nome\" value=\"\"  class=\"fusion-form-input\" required=\"true\" aria-required=\"true\" placeholder=\"Seu Nome*\" data-holds-private-data=\"false\" minlength=\"0\"\/><\/div><div class=\"fusion-form-field fusion-form-email-field fusion-form-label-above\" data-form-id=\"1040\"><input type=\"email\" name=\"email_address\" id=\"email_address\" value=\"\"  class=\"fusion-form-input\" required=\"true\" aria-required=\"true\" placeholder=\"Email*\" data-holds-private-data=\"false\"\/><\/div><div class=\"fusion-form-field fusion-form-phone-number-field fusion-form-label-above\" data-form-id=\"1040\"><input type=\"phone-number\" name=\"fone_celular\" id=\"fone_celular\" value=\"\"  class=\"fusion-form-input\" placeholder=\"Fone\/Celular\" data-holds-private-data=\"false\" pattern=\"[0-9()#&+*-=.]+\" title=\"Only numbers and phone characters are accepted.\"\/><\/div><div class=\"fusion-form-field fusion-form-text-field fusion-form-label-above\" data-form-id=\"1040\"><input type=\"text\" name=\"cidade\" id=\"cidade\" value=\"\"  class=\"fusion-form-input\" placeholder=\"Cidade\" data-holds-private-data=\"false\" minlength=\"0\"\/><\/div><div class=\"form-submission-notices\" id=\"fusion-notices-1\"><div class=\"fusion-alert alert success alert-success fusion-alert-center fusion-form-response fusion-form-response-success alert-dismissable\" style=\"background-color:#5ca340;color:#ffffff;border-color:#ffffff;border-width:0px;\"><button type=\"button\" class=\"close toggle-alert\" data-dismiss=\"alert\" aria-hidden=\"true\">&times;<\/button><div class=\"fusion-alert-content-wrapper\"><span class=\"alert-icon\"><i class=\"fa-lg fa fa-check-circle\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-alert-content\">Obrigado pela sua solicita\u00e7\u00e3o. Em breve retornaremos.<\/span><\/div><\/div><div class=\"fusion-alert alert error alert-danger fusion-alert-center fusion-form-response fusion-form-response-error alert-dismissable\" style=\"background-color:#a64242;color:#ffffff;border-color:#ffffff;border-width:0px;\"><button type=\"button\" class=\"close toggle-alert\" data-dismiss=\"alert\" aria-hidden=\"true\">&times;<\/button><div class=\"fusion-alert-content-wrapper\"><span class=\"alert-icon\"><i class=\"fa-lg fa fa-exclamation-triangle\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-alert-content\">Ocorreu um erro no envio. Por favor, tente mais tarde.<\/span><\/div><\/div><\/div><div class=\"fusion-form-field fusion-form-submit-field fusion-form-label-above\" data-form-id=\"1040\"><input type=\"hidden\" value=\"atendimento@herbicarconsorcio.com\" name=\"fusion_form_email\" \/><input type=\"hidden\" value=\"site Herbicar\" name=\"fusion_form_email_from\" \/><input type=\"hidden\" value=\"atendimento@herbicarconsorcio.com\" name=\"fusion_form_email_from_id\" \/><input type=\"hidden\" value=\"Solicita Atendimento\" name=\"fusion_form_email_subject\" \/><input type=\"hidden\" value=\"0\" name=\"fusion_form_email_subject_encode\" \/><div style=\"text-align:center;\"><style type=\"text\/css\">.fusion-button.button-1 {border-radius:25px;}<\/style><button type=\"submit\" class=\"fusion-button button-flat button-medium button-default button-1 fusion-button-default-span  form-form-submit button-default\" data-form-number=\"1040\" tabindex=\"\"><span class=\"fusion-button-text\">Solicitar Contato<\/span><\/button><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-3{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-3 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-3{width:100% !important;order : 0;}.fusion-builder-column-3 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-3{width:100% !important;order : 0;}.fusion-builder-column-3 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-2-1{ padding-top : 0px;margin-top : 0;padding-right : 0px;padding-bottom : 0px;margin-bottom : 0;padding-left : 0px;}<\/style><\/div><input type=\"hidden\" name=\"fusion_privacy_store_ip_ua\" value=\"false\"><input type=\"hidden\" name=\"fusion_privacy_expiration_interval\" value=\"48\"><input type=\"hidden\" name=\"privacy_expiration_action\" value=\"anonymize\"><\/form><\/div><script>var formCreatorConfig_1040 = {\"form_id\":\"1040\",\"form_post_id\":\"1040\",\"post_id\":1147,\"form_type\":\"database_email\",\"confirmation_type\":\"message\",\"redirect_url\":\"\",\"field_labels\":{\"nome\":\"\",\"email_address\":\"\",\"fone_celular\":\"\",\"cidade\":\"\"},\"field_logics\":{\"nome\":\"\",\"email_address\":\"\",\"fone_celular\":\"\",\"cidade\":\"\"}};<\/script><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-2{width:50% !important;margin-top : -120px;margin-bottom : 0px;}.fusion-builder-column-2 > .fusion-column-wrapper {padding-top : 40px !important;padding-right : 40px !important;margin-right : 3.84%;padding-bottom : 40px !important;padding-left : 40px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-2{width:100% !important;}.fusion-builder-column-2 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-2{width:100% !important;}.fusion-builder-column-2 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-2{ padding-top : 80px;margin-top : 0;padding-right : 0px;padding-bottom : 80px;margin-bottom : 0px;padding-left : 0px;}<\/style><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: #ffffff;background-position: right bottom;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"max-width:1185.6px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-animated\" data-animationType=\"fadeInUp\" data-animationDuration=\"0.6\" data-animationOffset=\"100%\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;border-radius:10px 10px 10px 10px;background-color:#ffffff;border-width: 6px 0 0 0;border-color:#7799ad;border-style:solid;border-radius:10px 10px 10px 10px;overflow:hidden;box-shadow:0px 45px 40px 0px rgba(0,44,91,0.3);;padding: 60px 8% 60px 8%;\"><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-4{margin-top:0px!important; margin-right:0px!important;margin-bottom:50px!important;margin-left:0px!important;}}@media only screen and (max-width:640px) {.fusion-title.fusion-title-4{margin-top:0px!important; margin-right:0px!important;margin-bottom:20px!important; margin-left:0px!important;}}<\/style><div class=\"fusion-title title fusion-title-4 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-two\" style=\"margin-top:0px;margin-right:0px;margin-bottom:50px;margin-left:0px;\"><h2 class=\"title-heading-center\" style=\"margin:0;\">Perguntas Frequentes<\/h2><\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-0 fusion_builder_column_inner_1_2 1_2 fusion-flex-column fusion-animated\" data-animationType=\"fadeInLeft\" data-animationDuration=\"0.6\" data-animationOffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><style type=\"text\/css\">#accordion-1147-1 .fusion-panel:hover, #accordion-1147-1 .fusion-panel.hover{ background-color: #ffffff } #accordion-1147-1 .fusion-panel { border-color:#7799ad; border-width:2px; background-color:#ffffff; }.fusion-accordian  #accordion-1147-1 .panel-title a .fa-fusion-box{ color: #7799ad;}.fusion-accordian  #accordion-1147-1 .panel-title a .fa-fusion-box:before{ font-size: 20px; width: 20px;}.fusion-accordian  #accordion-1147-1 .panel-title a{font-size:20px;}.fusion-accordian  #accordion-1147-1 .panel-title a:hover, #accordion-1147-1 .fusion-toggle-boxed-mode:hover .panel-title a { color: #7abc64;}.fusion-accordian  #accordion-1147-1 .fusion-toggle-boxed-mode:hover .panel-title a .fa-fusion-box{ color: #7abc64;}.fusion-accordian  #accordion-1147-1.fusion-toggle-icon-unboxed .fusion-panel .panel-title a:hover .fa-fusion-box{ color: #7abc64 !important;}<\/style><div class=\"accordian fusion-accordian\"><div class=\"panel-group fusion-toggle-icon-unboxed\" id=\"accordion-1147-1\"><div class=\"fusion-panel panel-default fusion-toggle-no-divider fusion-toggle-boxed-mode\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a class=\"active\" aria-expanded=\"true\" aria-controls=\"c2e0363c3ca6beebf\" role=\"button\" data-toggle=\"collapse\" data-target=\"#c2e0363c3ca6beebf\" href=\"#c2e0363c3ca6beebf\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">O que \u00e9 o sistema de Cons\u00f3rcios? <\/span><\/a><\/h4><\/div><div id=\"c2e0363c3ca6beebf\" class=\"panel-collapse collapse in\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>O Sistema de Cons\u00f3rcios \u00e9 modalidade de acesso ao mercado de consumo baseado na uni\u00e3o de pessoas f\u00edsicas ou jur\u00eddicas, em grupo fechado, cuja finalidade \u00e9 formar poupan\u00e7a destinada, por meio de autofinanciamento, \u00e0 compra de bens m\u00f3veis dur\u00e1veis e im\u00f3veis. O princ\u00edpio do Sistema \u00e9 o seguinte: as contribui\u00e7\u00f5es pagas ao grupo destinam-se, periodicamente, a contemplar seus integrantes com cr\u00e9dito que ser\u00e1 utilizado na compra de bem , indicado em contrato, at\u00e9 que todos sejam satisfeitos. A reuni\u00e3o dessas pessoas \u00e9 feita pela Administradora de Cons\u00f3rcios.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default fusion-toggle-no-divider fusion-toggle-boxed-mode\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a aria-expanded=\"false\" aria-controls=\"9b6a8059bc19beb8d\" role=\"button\" data-toggle=\"collapse\" data-target=\"#9b6a8059bc19beb8d\" href=\"#9b6a8059bc19beb8d\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Qual o papel da Administradora de Cons\u00f3rcios?<\/span><\/a><\/h4><\/div><div id=\"9b6a8059bc19beb8d\" class=\"panel-collapse collapse \"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>A administradora de cons\u00f3rcios \u00e9 empresa especializada na organiza\u00e7\u00e3o e administra\u00e7\u00e3o de grupos de cons\u00f3rcio para a aquisi\u00e7\u00e3o de bens. Para atuar no Sistema de Cons\u00f3rcios a administradora dever\u00e1 ter, obrigatoriamente, autoriza\u00e7\u00e3o do Banco Central do Brasil. Para quaisquer informa\u00e7\u00f5es sobre a administradora consulte a ABAC www.http:\/\/www.abac.org.br\/<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default fusion-toggle-no-divider fusion-toggle-boxed-mode\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a aria-expanded=\"false\" aria-controls=\"062af364c59fcd997\" role=\"button\" data-toggle=\"collapse\" data-target=\"#062af364c59fcd997\" href=\"#062af364c59fcd997\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Quais s\u00e3o as formas de participa\u00e7\u00e3o de um Grupo de Cons\u00f3rcio?<\/span><\/a><\/h4><\/div><div id=\"062af364c59fcd997\" class=\"panel-collapse collapse \"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>O interessado poder\u00e1 aderir a grupo de cons\u00f3rcio nas seguintes condi\u00e7\u00f5es: a) grupo em forma\u00e7\u00e3o: a administradora ainda est\u00e1 reunindo as pessoas em n\u00famero suficiente que permita atingir o objetivo do cons\u00f3rcio, ou seja, contempla\u00e7\u00e3o de todos os seus integrantes em prazo predeterminado. b) grupo j\u00e1 formado (que j\u00e1 est\u00e1 operando): b.1) cota vaga: essa cota de participa\u00e7\u00e3o n\u00e3o tem titular e est\u00e1 dispon\u00edvel \u00e0 comercializa\u00e7\u00e3o. A aquisi\u00e7\u00e3o da cota \u00e9 feita diretamente com a administradora. b.2) cota de reposi\u00e7\u00e3o: \u00e9 a cota adquirida de consorciado que foi exclu\u00eddo do grupo. A aquisi\u00e7\u00e3o tamb\u00e9m \u00e9 feita diretamente com a administradora. b.3) cota de transfer\u00eancia (cess\u00e3o de direitos com a anu\u00eancia da administradora): voc\u00ea compra a cota diretamente do consorciado. Voc\u00ea estar\u00e1 assumindo, portanto, integralmente os direitos e as obriga\u00e7\u00f5es do consorciado que est\u00e1 sendo substitu\u00eddo.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default fusion-toggle-no-divider fusion-toggle-boxed-mode\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a aria-expanded=\"false\" aria-controls=\"d4b6f7f24869d817a\" role=\"button\" data-toggle=\"collapse\" data-target=\"#d4b6f7f24869d817a\" href=\"#d4b6f7f24869d817a\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">ATRASO OU FALTA DE PAGAMENTO DAS PRESTA\u00c7\u00d5ES<\/span><\/a><\/h4><\/div><div id=\"d4b6f7f24869d817a\" class=\"panel-collapse collapse \"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>Se em rela\u00e7\u00e3o a qualquer d\u00edvida devemos ser pontuais no pagamento, no cons\u00f3rcio essa provid\u00eancia \u00e9 muito importante pois o consorciado devedor:<\/p>\n<p>a) n\u00e3o poder\u00e1 votar nas Assembl\u00e9ias Gerais Extraordin\u00e1rias;<\/p>\n<p>b) n\u00e3o poder\u00e1 participar do sorteio e\/ou do lance, dependendo do que dispuser o contrato;<\/p>\n<p>c) arcar\u00e1 com juros de 1% ao m\u00eas e multa de 2%, sobre as parcelas n\u00e3o pagas, cujo valor ser\u00e1 calculado sobre o pre\u00e7o atualizado do bem ou servi\u00e7o;<\/p>\n<p>d) se o n\u00e3o contemplado deixar de cumprir suas obriga\u00e7\u00f5es financeiras correspondentes a 2 (duas) presta\u00e7\u00f5es mensais, consecutivas ou n\u00e3o, ou de montante equivalente, ser\u00e1 exclu\u00eddo do grupo, automaticamente.<\/p>\n<p>e) se contemplado e desde que n\u00e3o tenha utilizado o cr\u00e9dito poder\u00e1 ter sua contempla\u00e7\u00e3o cancelada por delibera\u00e7\u00e3o da Assembl\u00e9ia Geral Ordin\u00e1ria;<\/p>\n<p>f) caso j\u00e1 esteja na posse do bem e o atraso for superior a 30 dias, a administradora poder\u00e1 executar as garantias fornecidas pelo consorciado, al\u00e9m de cobrar a multa e os juros.<\/p>\n<p>Dicas importantes no caso de atraso ou falta de pagamento das presta\u00e7\u00f5es:<\/p>\n<p>a) procure a administradora e tente fazer um acordo. Ela n\u00e3o estar\u00e1 obrigada a aceit\u00e1-lo e algumas vezes n\u00e3o poder\u00e1 mesmo faz\u00ea-lo. Entretanto, far\u00e1 o poss\u00edvel para ajud\u00e1-lo;<\/p>\n<p>b) se voc\u00ea ainda n\u00e3o tiver sido contemplado, e notar que n\u00e3o vai mesmo conseguir pagar suas presta\u00e7\u00f5es, poder\u00e1, com a concord\u00e2ncia da administradora, optar por um bem ou servi\u00e7o de menor valor, conforme tabela de vendas do grupo em que participa . Assim, sua presta\u00e7\u00e3o diminuir\u00e1 na mesma propor\u00e7\u00e3o do valor do bem ou servi\u00e7o escolhido. Voc\u00ea pode, ainda, transferir sua cota para outra pessoa. Exclus\u00e3o do Consorciado: Ocorrendo a exclus\u00e3o do consorciado por falta de pagamento de presta\u00e7\u00e3o, a devolu\u00e7\u00e3o das quantias pagas ao fundo comum e, se for o caso, fundo de reserva ser\u00e1 feita pelaadministradora somente quando contemplado no sorteio dos desistentes e exclu\u00eddos (Lei 11.795\/2008) . Do valor a ser restitu\u00eddo ao exclu\u00eddo poder\u00e1 ser aplicada cl\u00e1usula penal (redutor) em virtude da quebra de contrato. As formas para a devolu\u00e7\u00e3o de valores pagos pelo exclu\u00eddo s\u00e3o determinadas pelo Banco Central do Brasil e constam obrigatoriamente do contrato.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default fusion-toggle-no-divider fusion-toggle-boxed-mode\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a aria-expanded=\"false\" aria-controls=\"a303e937dbe4a917f\" role=\"button\" data-toggle=\"collapse\" data-target=\"#a303e937dbe4a917f\" href=\"#a303e937dbe4a917f\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Quais bens e servi\u00e7os podem ser objetos do cons\u00f3rcio ?<\/span><\/a><\/h4><\/div><div id=\"a303e937dbe4a917f\" class=\"panel-collapse collapse \"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>O grupo de cons\u00f3rcio poder\u00e1 ser constitu\u00eddo por bens ou servi\u00e7os de pre\u00e7os diferenciados pertencentes a uma das seguintes classes:<\/p>\n<p>&#8211; Classe I: ve\u00edculo automotor (autom\u00f3veis, camionetas, utilit\u00e1rios, buguies, motocicletas, motonetas, ciclomotores, triciclos, \u00f4nibus, micro\u00f4nibus, caminh\u00f5es, tratores etc), aeronave, embarca\u00e7\u00e3o, m\u00e1quinas e equipamentos agr\u00edcolas e equipamentos rodovi\u00e1rios, novos, nacionais ou importados.<\/p>\n<p>&#8211; Classe II: produtos eletroeletr\u00f4nicos e demais bens m\u00f3veis dur\u00e1veis ou conjunto de bens m\u00f3veis, novos, nacionais ou importados, excetuados os referidos na Classe I.<\/p>\n<p>&#8211; Classe III: bens im\u00f3veis que poder\u00e3o ser residenciais, comerciais, rurais, constru\u00eddos ou na planta e terrenos. ? Prazos m\u00ednimos e m\u00e1ximos liberados.<\/p>\n<p>&#8211; Prazos m\u00ednimos e m\u00e1ximos liberados. Importante: Op\u00e7\u00f5es do Cotista Contemplado: Quando o consorciado for contemplado, poder\u00e1 optar por bem indicado em contrato, desde que a escolha recaia em bens pertencentes a mesma classe.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default fusion-toggle-no-divider fusion-toggle-boxed-mode\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a aria-expanded=\"false\" aria-controls=\"7f7aa77fc52834418\" role=\"button\" data-toggle=\"collapse\" data-target=\"#7f7aa77fc52834418\" href=\"#7f7aa77fc52834418\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">O que \u00e9 taxa de administra\u00e7\u00e3o ?<\/span><\/a><\/h4><\/div><div id=\"7f7aa77fc52834418\" class=\"panel-collapse collapse \"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>A taxa de administra\u00e7\u00e3o n\u00e3o se confunde com os juros cobrados nas modalidades de financiamento. A taxa de administra\u00e7\u00e3o, indicada no contrato, \u00e9 a remunera\u00e7\u00e3o da administradora pelos servi\u00e7os prestados na forma\u00e7\u00e3o, organiza\u00e7\u00e3o e administra\u00e7\u00e3o do grupo at\u00e9 o seu encerramento.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-0{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-nested-column-0 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-0{width:100% !important;}.fusion-builder-nested-column-0 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-0{width:100% !important;}.fusion-builder-nested-column-0 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-1 fusion_builder_column_inner_1_2 1_2 fusion-flex-column fusion-animated\" data-animationType=\"fadeInRight\" data-animationDuration=\"0.6\" data-animationOffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><style type=\"text\/css\">#accordion-1147-2 .fusion-panel:hover, #accordion-1147-2 .fusion-panel.hover{ background-color: #ffffff } #accordion-1147-2 .fusion-panel { border-color:#7799ad; border-width:2px; background-color:#ffffff; }.fusion-accordian  #accordion-1147-2 .panel-title a .fa-fusion-box{ color: #7799ad;}.fusion-accordian  #accordion-1147-2 .panel-title a .fa-fusion-box:before{ font-size: 20px; width: 20px;}.fusion-accordian  #accordion-1147-2 .panel-title a{font-size:20px;}.fusion-accordian  #accordion-1147-2 .panel-title a:hover, #accordion-1147-2 .fusion-toggle-boxed-mode:hover .panel-title a { color: #7abc64;}.fusion-accordian  #accordion-1147-2 .fusion-toggle-boxed-mode:hover .panel-title a .fa-fusion-box{ color: #7abc64;}.fusion-accordian  #accordion-1147-2.fusion-toggle-icon-unboxed .fusion-panel .panel-title a:hover .fa-fusion-box{ color: #7abc64 !important;}<\/style><div class=\"accordian fusion-accordian\"><div class=\"panel-group fusion-toggle-icon-unboxed\" id=\"accordion-1147-2\"><div class=\"fusion-panel panel-default fusion-toggle-no-divider fusion-toggle-boxed-mode\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a class=\"active\" aria-expanded=\"true\" aria-controls=\"199c8755709dd0f41\" role=\"button\" data-toggle=\"collapse\" data-target=\"#199c8755709dd0f41\" href=\"#199c8755709dd0f41\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Qual a import\u00e2ncia do Banco Central para o Sistema de Cons\u00f3rcio?<\/span><\/a><\/h4><\/div><div id=\"199c8755709dd0f41\" class=\"panel-collapse collapse in\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>O Banco Central do Brasil \u00e9 a autoridade competente para os assuntos relativos ao Sistema de Cons\u00f3rcios, atuando como \u00f3rg\u00e3o normatizador e fiscalizador do exerc\u00edcio da atividade de administra\u00e7\u00e3o de grupos de cons\u00f3rcios.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default fusion-toggle-no-divider fusion-toggle-boxed-mode\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a aria-expanded=\"false\" aria-controls=\"5eaf4a87c89ad1de5\" role=\"button\" data-toggle=\"collapse\" data-target=\"#5eaf4a87c89ad1de5\" href=\"#5eaf4a87c89ad1de5\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Quais recomenda\u00e7\u00f5es devo seguir para comprar minha cota?<\/span><\/a><\/h4><\/div><div id=\"5eaf4a87c89ad1de5\" class=\"panel-collapse collapse \"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>Leia atentamente as cl\u00e1usulas do contrato e pe\u00e7a todos os esclarecimentos que julgar necess\u00e1rios;<\/p>\n<p>&#8211; Certifique-se quanto ao bem indicado no contrato, prazo de dura\u00e7\u00e3o do grupo, percentual de contribui\u00e7\u00f5es mensais, despesas que ser\u00e3o cobradas, tipos de seguro que ser\u00e3o exigidos, garantias que dever\u00e3o ser fornecidas quando voc\u00ea for contemplado, como se processar\u00e1 a forma de contempla\u00e7\u00e3o, prazo para a utiliza\u00e7\u00e3o do cr\u00e9dito contemplado, possibilidade de optar por bem diverso do indicado do plano antes da contempla\u00e7\u00e3o &#8211; se de maior ou menor valor do bem original, forma de antecipa\u00e7\u00e3o de pagamento de presta\u00e7\u00f5es etc;<\/p>\n<p>&#8211; Verifique se o que foi prometido &#8211; em propaganda, por exemplo &#8211; consta do contrato;<\/p>\n<p>&#8211; Desconsidere as promessas verbais: todos os direitos e obriga\u00e7\u00f5es do cons\u00f3rcio est\u00e3o estabelecidos no contrato;<\/p>\n<p>&#8211; Entre em contato com a Administradora ou com a ABAC Associa\u00e7\u00e3o Brasileira de Administradoras de Cons\u00f3rcios, caso voc\u00ea deseje informa\u00e7\u00f5es adicionais sobre o funcionamento do grupo ou esclarecimentos sobre cl\u00e1usulas contratuais.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default fusion-toggle-no-divider fusion-toggle-boxed-mode\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a aria-expanded=\"false\" aria-controls=\"f859e1ccc3fd09fa2\" role=\"button\" data-toggle=\"collapse\" data-target=\"#f859e1ccc3fd09fa2\" href=\"#f859e1ccc3fd09fa2\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Como poderei utilizar meu cr\u00e9dito quando contemplado?<\/span><\/a><\/h4><\/div><div id=\"f859e1ccc3fd09fa2\" class=\"panel-collapse collapse \"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>O consorciado contemplado poder\u00e1 utilizar o cr\u00e9dito para adquirir o bem ou servi\u00e7o tur\u00edstico indicado em contrato ou outro pertencente \u00e0 mesma classe, conforme estabelece o contrato. Para utilizar o cr\u00e9dito, o contemplado dever\u00e1 apresentar garantias ao grupo, conforme contrato firmado. O contemplado poder\u00e1 determinar o momento da aquisi\u00e7\u00e3o e indicar a pessoa vendedora do bem ou fornecedora do servi\u00e7o tur\u00edstico. O consorciado contemplado dever\u00e1 comunicar a sua op\u00e7\u00e3o de compra \u00e0 administradora, formalmente, da qual dever\u00e1 constar: I. a identifica\u00e7\u00e3o completa do contemplado e do vendedor do bem, com endere\u00e7o e o n\u00famero de inscri\u00e7\u00e3o no Cadastro de Pessoas F\u00edsicas (CPF\/MF) ou do Cadastro Nacional de Pessoas Jur\u00eddicas (CNPJ\/MF); e II. as caracter\u00edsticas do bem ou servi\u00e7o, objeto da op\u00e7\u00e3o e as condi\u00e7\u00f5es de pagamento acordadas entre o contemplado e o vendedor. O cotista contemplado poder\u00e1, ainda, solicitar a convers\u00e3o do cr\u00e9dito em dinheiro, ap\u00f3s 180 dias da contempla\u00e7\u00e3o. Para tanto, dever\u00e1 pagar integralmente o d\u00e9bito junto ao grupo, cujo valor poder\u00e1 ser deduzido do cr\u00e9dito a que tem direito.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default fusion-toggle-no-divider fusion-toggle-boxed-mode\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a aria-expanded=\"false\" aria-controls=\"fa009d3205cdfa230\" role=\"button\" data-toggle=\"collapse\" data-target=\"#fa009d3205cdfa230\" href=\"#fa009d3205cdfa230\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Qual \u00e9 o prazo de dura\u00e7\u00e3o dos grupos?<\/span><\/a><\/h4><\/div><div id=\"fa009d3205cdfa230\" class=\"panel-collapse collapse \"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>O prazo de dura\u00e7\u00e3o do grupo \u00e9 o lapso de tempo que o consorciado disp\u00f5e para o pagamento do pre\u00e7o do bem ou servi\u00e7o contratado. Esse prazo ser\u00e1 prefixado pela administradora e constar\u00e1 obrigatoriamente de contrato.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default fusion-toggle-no-divider fusion-toggle-boxed-mode\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a aria-expanded=\"false\" aria-controls=\"1692f43f1a0de53a8\" role=\"button\" data-toggle=\"collapse\" data-target=\"#1692f43f1a0de53a8\" href=\"#1692f43f1a0de53a8\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Como \u00e9 definida a data de vencimento do meu cons\u00f3rcio ?<\/span><\/a><\/h4><\/div><div id=\"1692f43f1a0de53a8\" class=\"panel-collapse collapse \"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>A data de vencimento da presta\u00e7\u00e3o mensal \u00e9 fixada pela administradora e colocada a vota\u00e7\u00e3o na assembl\u00e9ia inaugural do grupo. O consorciado obriga-se a pagar, em periodicidade indicada em contrato, presta\u00e7\u00e3o cujo valor ser\u00e1 a soma das import\u00e2ncias referentes ao fundo comum, ao fundo de reserva (se existente), seguro prestamista de vida e \u00e0 taxa de administra\u00e7\u00e3o.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default fusion-toggle-no-divider fusion-toggle-boxed-mode\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a aria-expanded=\"false\" aria-controls=\"32f5390e3ff9bc0cc\" role=\"button\" data-toggle=\"collapse\" data-target=\"#32f5390e3ff9bc0cc\" href=\"#32f5390e3ff9bc0cc\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">O que \u00e9 Fundo Comum ?<\/span><\/a><\/h4><\/div><div id=\"32f5390e3ff9bc0cc\" class=\"panel-collapse collapse \"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>\u00c9 o valor que todo consorciado paga para formar um fundo destinado \u00e0 aquisi\u00e7\u00e3o do bem. Como a refer\u00eancia do cons\u00f3rcio \u00e9 o valor do bem indicado no contrato, a contribui\u00e7\u00e3o ao fundo comum \u00e9 calculada tomando-se por base o respectivo pre\u00e7o vigente no dia da assembl\u00e9ia mensal. O percentual da contribui\u00e7\u00e3o mensal \u00e9 obtido mediante a divis\u00e3o de 100% (pre\u00e7o do bem) pelo n\u00famero de meses de dura\u00e7\u00e3o do grupo.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-nested-column-1{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-nested-column-1 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 3.84%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 3.84%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-nested-column-1{width:100% !important;}.fusion-builder-nested-column-1 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-nested-column-1{width:100% !important;}.fusion-builder-nested-column-1 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-4{width:100% !important;margin-top : -120px;margin-bottom : 0px;}.fusion-builder-column-4 > .fusion-column-wrapper {padding-top : 60px !important;padding-right : 8% !important;margin-right : 1.92%;padding-bottom : 60px !important;padding-left : 8% !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-4{width:100% !important;}.fusion-builder-column-4 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-4{width:100% !important;}.fusion-builder-column-4 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-3{ padding-top : 80px;margin-top : 0px;padding-right : 0px;padding-bottom : 80px;margin-bottom : 0px;padding-left : 0px;}<\/style><\/div>\n<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-4 fusion-flex-container hundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-no-large-visibility\" style=\"background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-stretch\" style=\"width:calc( 100% + 0px ) !important;max-width:calc( 100% + 0px ) !important;margin-left: calc(-0px \/ 2 );margin-right: calc(-0px \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-column-inner-bg-wrapper fusion-animated\" data-animationType=\"fadeInLeft\" data-animationDuration=\"0.6\" data-animationOffset=\"100%\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"padding: 0px 0px 0px 0px;\" data-bg-url=\"https:\/\/placehold.it\/1702x730\"><\/div><span class=\"fusion-column-inner-bg hover-type-zoomin\"><a class=\"fusion-column-anchor\"><span class=\"fusion-column-inner-bg-image\" style=\"background-image: url(&#039;https:\/\/placehold.it\/1702x730&#039;);background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"><\/span><\/a><\/span><style type=\"text\/css\">.fusion-body .fusion-builder-column-5{width:50% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-5 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 0;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 0px;}.fusion-flex-container .fusion-row .fusion-builder-column-5 > .fusion-column-inner-bg { margin-right:0;margin-left:0px; }@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-5{width:100% !important;}.fusion-builder-column-5 > .fusion-column-wrapper {margin-right : 0px;margin-left : 0px;}.fusion-flex-container .fusion-row .fusion-builder-column-5 > .fusion-column-inner-bg { margin-right:0px;margin-left:0px; }}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-5{width:100% !important;}.fusion-builder-column-5 > .fusion-column-wrapper {margin-right : 0px;margin-left : 0px;}.fusion-flex-container .fusion-row .fusion-builder-column-5 > .fusion-column-inner-bg { margin-right:0px;margin-left:0px; }}<\/style><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_1_3 1_3 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;background-color:#e5f2fa;padding: 80px 40px 80px 80px;\"><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-5{margin-top:0px!important; margin-right:0px!important;margin-bottom:40px!important;margin-left:0px!important;}}@media only screen and (max-width:640px) {.fusion-title.fusion-title-5{margin-top:0px!important; margin-right:0px!important;margin-bottom:20px!important; margin-left:0px!important;}}<\/style><div class=\"fusion-title title fusion-title-5 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"font-size:30px;margin-top:0px;margin-right:0px;margin-bottom:40px;margin-left:0px;\"><h3 class=\"title-heading-left\" style=\"margin:0;font-size:1em;color:#494c4e;\">Intensive Course<\/h3><\/div><div class=\"fusion-separator\" style=\"align-self: flex-start;margin-right:auto;margin-bottom:40px;width:100%;max-width:60px;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"border-color:#7abc64;border-top-width:4px;\"><\/div><\/div><div class=\"fusion-text fusion-text-3\"><p>Lorem ipsum dolor sit amet, consectetur piscing elit. Nunc ultri auctor sapien id cursus. Aliquam maximus turpis in vehicula semp Fusce et ultrices libero, at suscipit lacus. Sed vitae fringilla nibh.<\/p>\n<\/div><div class=\"fusion-separator\" style=\"align-self: flex-start;margin-right:auto;margin-bottom:40px;width:100%;max-width:60px;\"><\/div><div ><style type=\"text\/css\">.fusion-button.button-2 {border-radius:25px;}<\/style><a class=\"fusion-button button-flat fusion-button-default-size button-default button-2 fusion-button-default-span fusion-button-default-type fusion-animated\" data-animationType=\"fadeInRight\" data-animationDuration=\"0.6\" data-animationOffset=\"100%\" target=\"_self\" href=\"https:\/\/avada.theme-fusion.com\/driving\/courses\/intensive-driving-course\/\"><span class=\"fusion-button-text\">Learn More<\/span><\/a><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-6{width:33.333333333333% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-6 > .fusion-column-wrapper {padding-top : 80px !important;padding-right : 40px !important;margin-right : 0;padding-bottom : 80px !important;padding-left : 80px !important;margin-left : 0;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-6{width:100% !important;}.fusion-builder-column-6 > .fusion-column-wrapper {margin-right : 0px;margin-left : 0px;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-6{width:100% !important;}.fusion-builder-column-6 > .fusion-column-wrapper {margin-right : 0px;margin-left : 0px;}}<\/style><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-7 fusion_builder_column_1_6 1_6 fusion-flex-column fusion-no-small-visibility fusion-no-medium-visibility\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;background-color:#e5f2fa;padding: 0px 0px 0px 0px;\"><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-7{width:16.666666666667% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-7 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 0px;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 0;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-7{width:100% !important;}.fusion-builder-column-7 > .fusion-column-wrapper {margin-right : 0px;margin-left : 0px;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-7{width:100% !important;}.fusion-builder-column-7 > .fusion-column-wrapper {margin-right : 0px;margin-left : 0px;}}<\/style><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-4{ padding-top : 0px;margin-top : 0px;padding-right : 0px;padding-bottom : 0px;margin-bottom : 0px;padding-left : 0px;}<\/style><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":[],"_links":{"self":[{"href":"http:\/\/herbicarconsorcio.com\/site\/wp-json\/wp\/v2\/pages\/1147"}],"collection":[{"href":"http:\/\/herbicarconsorcio.com\/site\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/herbicarconsorcio.com\/site\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/herbicarconsorcio.com\/site\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/herbicarconsorcio.com\/site\/wp-json\/wp\/v2\/comments?post=1147"}],"version-history":[{"count":4,"href":"http:\/\/herbicarconsorcio.com\/site\/wp-json\/wp\/v2\/pages\/1147\/revisions"}],"predecessor-version":[{"id":3096,"href":"http:\/\/herbicarconsorcio.com\/site\/wp-json\/wp\/v2\/pages\/1147\/revisions\/3096"}],"wp:attachment":[{"href":"http:\/\/herbicarconsorcio.com\/site\/wp-json\/wp\/v2\/media?parent=1147"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}